Annuity IRA rollover accounts are a great thing to have when you want to diversify a large, complex retirement plan – especially if you’re thinking ahead to the best way to provide for your future beneficiaries.  However, there are some issues that you’ll need to be aware of, even when the terms of the annuity IRA are met.  Moving money into a traditional IRA will create a very different situation that may fit better into your overall retirement savings plan. (more…)